Required Skills: KYC

Job Description

Job Title: Senior Business Analyst – Banking/KYC/AML.
Experience Required: 12+ Years
Employment Type: W2

Job Summary:
Stash Financial, Inc. is seeking a Senior Business Analyst with a strong background in banking operations, KYC (Know Your Customer), and Anti-Money Laundering (AML). The ideal candidate will bring over 10 years of experience in the financial services domain, with a deep understanding of regulatory compliance, customer onboarding workflows, and financial product life cycle analysis. This role requires a strategic thinker who can partner closely with product, engineering, compliance, and operations teams to gather and translate business requirements into actionable insights and deliverables.


Key Responsibilities:

• Gather, analyze, and document business and functional requirements for financial services products, with emphasis on KYC and AML compliance.
• Collaborate with stakeholders across compliance, product, and engineering to define onboarding, verification, and transaction monitoring processes.
• Conduct detailed gap analyses and impact assessments of new regulations or compliance changes.
• Develop user stories, process flows, BRDs (Business Requirements Documents), and functional specifications.
• Assist in the design and testing of systems related to KYC/AML processes, customer onboarding, and financial transaction reporting.
• Monitor industry trends and regulatory changes to ensure alignment with best practices.
• Participate in UAT (User Acceptance Testing), identify defects, and ensure requirements are met.
• Provide insights on banking operations, risk mitigation strategies, and data analysis.

Required Skills & Experience:

• 10+ years of Business Analyst experience in the banking or fintech industry.
• Strong expertise in KYC, AML, fraud detection, and regulatory reporting frameworks.
• Proven experience with customer onboarding, risk profiling, and compliance workflows
• Experience working with cross-functional teams in an agile environment.
• Excellent documentation skills – BRDs, FRDs, process maps, and data flow diagrams.
• Knowledge of banking systems, third-party KYC vendors, and AML monitoring tools
• Strong analytical, problem-solving, and communication skills.
• Understanding of regulatory standards like BSA/AML, FATF guidelines, OFAC, etc.
• Experience with tools like JIRA, Confluence, SQL (for data analysis), and Tableau or other BI tools is a plus.

Preferred Qualifications: